/* ── Payment mode (moved from fees.html) ── */
    .fees-label {
      font-size: 0.72rem; font-weight: 600;
      letter-spacing: 0.22em; text-transform: uppercase;
      color: #185FA5; margin-bottom: 8px; display: block;
    }
    .fees-title {
      font-size: clamp(1.4rem, 2.5vw, 1.9rem);
      font-weight: 600; color: #0C2952;
      margin-bottom: 8px; line-height: 1.25;
    }
    .fees-sub {
      font-size: 0.88rem; color: var(--muted);
      margin-bottom: 32px;
    }
    .payment-card {
      display: grid; grid-template-columns: 1fr auto;
      gap: 32px; align-items: center;
      background: #fff;
      border: 1px solid rgba(133,183,235,0.25);
      border-radius: 16px;
      box-shadow: 0 10px 30px rgba(12,41,82,0.1);
      padding: 32px 36px;
      margin-bottom: 8px;
    }
    .payment-details h3 {
      font-size: 0.95rem; font-weight: 700; color: #0C2952;
      margin-bottom: 12px;
    }
    .payment-list { list-style: none; margin: 0 0 18px; padding: 0; display: flex; flex-direction: column; gap: 8px; }
    .payment-list li {
      font-size: 0.86rem; color: #1A2F4A; line-height: 1.5;
      display: flex; align-items: flex-start; gap: 8px;
    }
    .payment-list li svg { flex-shrink: 0; margin-top: 3px; color: #1A7A4A; }
    .payment-note {
      display: flex; align-items: flex-start; gap: 10px;
      background: var(--frost); border-left: 3px solid #185FA5;
      border-radius: 8px; padding: 12px 14px;
      font-size: 0.8rem; color: var(--muted); line-height: 1.6;
    }
    .payment-note svg { flex-shrink: 0; margin-top: 2px; color: #185FA5; }
    .payment-note strong { color: #0C2952; }
    .payment-qr {
      display: flex; flex-direction: column; align-items: center; gap: 10px;
      text-align: center;
    }
    .payment-qr img {
      width: 180px; height: auto;
      border: 1px solid rgba(133,183,235,0.3);
      border-radius: 12px;
      box-shadow: 0 4px 14px rgba(12,41,82,0.1);
    }
    .payment-upi-id { font-size: 0.78rem; color: var(--muted); }
    .payment-upi-id strong { color: #0C2952; }
    @media (max-width: 640px) {
      .payment-card { grid-template-columns: 1fr; padding: 24px; }
      .payment-qr { order: -1; }
    }

    /* ── Plan topics (badge + blurb) grid ── */
    .plan-topics {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
      gap: 16px 20px;
      margin: 4px 0 22px;
    }
    .plan-topic-badge {
      display: inline-flex;
      align-items: center;
      gap: 7px;
      background: var(--frost);
      color: #0C2952;
      font-weight: 700;
      font-size: 0.7rem;
      letter-spacing: 0.03em;
      text-transform: uppercase;
      padding: 5px 12px 5px 10px;
      border-radius: 20px;
      border: 1px solid rgba(106, 146, 187, 0.3);
      margin-bottom: 7px;
    }
    .plan-topic-badge svg {
      width: 14px;
      height: 14px;
      flex-shrink: 0;
      color: var(--blue);
    }
    .plan-topic-desc {
      margin: 0;
      font-size: 0.82rem;
      line-height: 1.55;
      color: var(--text);
    }
    .plan-delivery-heading {
      font-size: 0.78rem;
      font-weight: 700;
      letter-spacing: 0.03em;
      text-transform: uppercase;
      color: var(--blue);
      margin: 0 0 10px;
    }

    /* ── Focused Services table: distinct from the CFP topic-badge grid ── */
    .focused-options-table {
      font-size: 0.85rem;
      table-layout: fixed;
    }
    .focused-options-table th,
    .focused-options-table td {
      width: 33.333%;
    }
    /* Sober, muted header - overrides the site-wide deep-navy .disc-table th for this table only */
    .focused-options-table thead th {
      background: var(--frost);
      color: #0C2952;
      border: 1px solid rgba(11,35,65,0.12);
    }
    .focused-options-table td {
      color: var(--text);
      line-height: 1.55;
      vertical-align: top;
    }
    .focused-option-name {
      display: inline-flex;
      align-items: center;
      gap: 7px;
      font-weight: 700;
      color: #0C2952;
      text-transform: none;
    }
    .focused-option-name svg {
      width: 16px;
      height: 16px;
      flex-shrink: 0;
      color: var(--blue);
    }

    /* Below 680px (matches the fee-table collapse breakpoint elsewhere on the site):
       stack each service's heading directly above its own description instead of
       squeezing 3 columns side by side. */
    @media (max-width: 680px) {
      .focused-table-wrap {
        display: flex;
        flex-direction: column;
      }
      .focused-options-table,
      .focused-options-table thead,
      .focused-options-table tbody,
      .focused-options-table tr {
        display: contents;
      }
      .focused-options-table th,
      .focused-options-table td {
        display: block;
        width: 100%;
        box-sizing: border-box;
      }
      .focused-options-table thead th {
        border-radius: 10px 10px 0 0;
        margin-top: 14px;
        padding: 10px 14px;
      }
      .focused-options-table thead th:first-of-type {
        margin-top: 0;
      }
      .focused-options-table tbody td {
        border: 1px solid rgba(11,35,65,0.12);
        border-top: none;
        border-radius: 0 0 10px 10px;
        padding: 12px 14px;
      }
      /* Reorder from row-major (all headings, then all descriptions) to
         heading/description pairs per service */
      .focused-options-table th:nth-of-type(1) { order: 1; }
      .focused-options-table td:nth-of-type(1) { order: 2; }
      .focused-options-table th:nth-of-type(2) { order: 3; }
      .focused-options-table td:nth-of-type(2) { order: 4; }
      .focused-options-table th:nth-of-type(3) { order: 5; }
      .focused-options-table td:nth-of-type(3) { order: 6; }
    }

    /* ── Service card headings ("Comprehensive Financial Planning" etc.) ── */
    .service-header-text h3 {
      font-size: clamp(1.3rem, 2vw, 1.6rem);
    }

    /* ── Delivery (left) / Demo on request (right) two-column row ── */
    .service-delivery-row {
      display: flex;
      gap: 2rem;
      align-items: stretch;
      margin-bottom: 22px;
    }
    .service-delivery-col {
      flex: 1 1 60%;
      min-width: 0;
    }
    .service-demo-col {
      flex: 1 1 40%;
      min-width: 0;
      display: flex;
      flex-direction: column;
    }
    .service-demo-box {
      display: flex;
      align-items: center;
      gap: 10px;
      background: var(--frost);
      border: 1px solid rgba(24,95,165,0.25);
      border-radius: 12px;
      padding: 12px 14px;
      flex: 1 1 auto;
      box-sizing: border-box;
    }
    .service-demo-box svg {
      flex-shrink: 0;
      width: 22px;
      height: 22px;
      color: var(--gold);
      margin-top: 1px;
    }
    .service-demo-box p {
      margin: 0;
      font-size: 0.85rem;
      color: var(--text);
      line-height: 1.5;
    }
    /* Card 1 only: icon on top, text below, box 10% shorter than the Delivery column */
    .service-demo-box--stacked {
      flex: 0 0 90%;
      flex-direction: column;
      align-items: center;
      justify-content: center;
      text-align: center;
    }
    .service-demo-box--stacked svg {
      margin-top: 0;
      width: 34px;
      height: 34px;
    }
    /* Clickable demo box (CFP card) - opens the sample-plan preview */
    .service-demo-box--trigger {
      cursor: pointer;
      transition: background 0.2s ease, border-color 0.2s ease;
    }
    .service-demo-box--trigger:hover {
      background: #e2edfa;
      border-color: rgba(24,95,165,0.5);
    }
    .service-demo-box--trigger:focus-visible {
      outline: 2px solid var(--blue);
      outline-offset: 2px;
    }

    /* ── Sample plan preview modal ── */
    .plan-demo-modal-overlay {
      position: fixed;
      inset: 0;
      z-index: 1200;
      display: flex;
      align-items: center;
      justify-content: center;
      padding: 1.5rem;
      background: rgba(11, 35, 65, 0.75);
      opacity: 0;
      visibility: hidden;
      transition: opacity 0.2s ease, visibility 0s linear 0.2s;
    }
    .plan-demo-modal-overlay.is-visible {
      opacity: 1;
      visibility: visible;
      transition: opacity 0.2s ease;
    }
    .plan-demo-modal {
      position: relative;
      max-width: min(900px, 92vw);
      max-height: 90vh;
      background: #fff;
      border-radius: 12px;
      padding: 10px;
      box-shadow: 0 20px 50px rgba(0,0,0,0.4);
      display: flex;
    }
    .plan-demo-modal img {
      display: block;
      max-width: 100%;
      max-height: 84vh;
      border-radius: 8px;
      object-fit: contain;
    }
    .plan-demo-modal__close {
      position: absolute;
      top: -14px;
      right: -14px;
      width: 36px;
      height: 36px;
      border-radius: 50%;
      border: none;
      background: var(--blue);
      color: #fff;
      display: grid;
      place-items: center;
      cursor: pointer;
      box-shadow: 0 4px 12px rgba(0,0,0,0.3);
    }
    .plan-demo-modal__close:hover {
      background: var(--blue-deep);
    }
    .plan-demo-modal__close svg {
      width: 18px;
      height: 18px;
    }
    /* The close button sits over the dark backdrop, where the default
       --blue focus outline drops to ~2:1 - same fix already applied to
       .new-tab-modal and .header/.hero for this exact reason. */
    .plan-demo-modal-overlay :focus-visible {
      outline-color: #FAC775;
    }
    .plan-demo-modal__caption {
      position: absolute;
      bottom: 20px;
      right: 20px;
      max-width: calc(100% - 40px);
      margin: 0;
      padding: 6px 12px;
      border-radius: 8px;
      background: rgba(11, 35, 65, 0.75);
      color: #fff;
      font-size: 0.72rem;
      line-height: 1.4;
      text-align: right;
      white-space: nowrap;
      overflow: hidden;
      text-overflow: ellipsis;
    }
    @media (max-width: 480px) {
      .plan-demo-modal {
        flex-direction: column;
        align-items: center;
      }
      .plan-demo-modal__caption {
        position: static;
        max-width: none;
        white-space: normal;
        text-align: center;
        margin-top: 8px;
        background: none;
        color: var(--muted);
      }
    }
    @media (max-width: 640px) {
      .service-delivery-row {
        flex-direction: column;
        gap: 16px;
      }
    }

    /* ── Contact button: right-aligned at the bottom of each service card ── */
    .service-card > .service-btn {
      align-self: flex-end;
    }

    /* ── "What we offer" - stack service cards instead of 2-up grid ── */
    .services-grid {
      grid-template-columns: 1fr;
    }

    /* ── Tighten the gap between the intro section and "What we offer" ── */
    section[aria-labelledby="services-heading"] {
      padding-bottom: 0.4rem;
    }
    section[aria-labelledby="service-list-heading"] {
      padding-top: 0.4rem;
    }

    /* ── Service card header: icon + title on the left, pictorial illustration top-right ── */
    .service-header {
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 1.5rem;
      margin-bottom: 4px;
    }
    .service-header-text {
      flex: 1 1 auto;
      min-width: 0;
    }
    .service-visual {
      flex: 0 0 224px;
      width: 224px;
      align-self: center;
    }
    .service-visual svg {
      width: 100%;
      height: auto;
      display: block;
      border-radius: 18px;
    }
    @media (max-width: 640px) {
      .service-header {
        align-items: flex-start;
      }
      .service-visual {
        flex-basis: 140px;
        width: 140px;
      }
    }

    /* ── "How It Works" process flow diagram ── */
    .flow {
      margin: 2.75rem 0 1rem;
    }
    .flow-track {
      display: flex;
      flex-wrap: wrap;
      justify-content: center;
      row-gap: 2.75rem;
    }
    .flow-step {
      position: relative;
      flex: 0 0 25%;
      display: flex;
      flex-direction: column;
      align-items: center;
      text-align: center;
      padding: 0 1rem;
    }
    .flow-step:not(:last-child)::after {
      content: "";
      position: absolute;
      top: 20px;
      left: calc(50% + 30px);
      right: calc(-50% + 30px);
      height: 2px;
      background: linear-gradient(90deg, var(--blue) 0%, rgba(24,95,165,0.25) 100%);
    }
    /* no trailing connector at the end of the first row (4 + 3 layout) */
    .flow-step:nth-child(4)::after { display: none; }
    .flow-num {
      width: 42px;
      height: 42px;
      border-radius: 50%;
      display: grid;
      place-items: center;
      font-weight: 700;
      font-size: 0.98rem;
      color: #fff;
      background: linear-gradient(135deg, var(--blue), var(--blue-deep));
      box-shadow: 0 6px 16px rgba(24,95,165,0.28);
      position: relative;
      z-index: 1;
      margin-bottom: 0.85rem;
      flex-shrink: 0;
    }
    .flow-text h4 {
      margin: 0 0 0.35rem;
      font-size: 0.94rem;
      color: #0C2952;
      line-height: 1.3;
    }
    .flow-text p {
      margin: 0;
      font-size: 0.82rem;
      line-height: 1.55;
      color: var(--muted);
    }
    @media (max-width: 1000px) and (min-width: 641px) {
      /* 3 + 3 + 1 so text stays readable on tablets */
      .flow-step { flex: 0 0 33.333%; }
      .flow-step:nth-child(4)::after { display: block; }
      .flow-step:nth-child(3)::after,
      .flow-step:nth-child(6)::after { display: none; }
    }
    @media (max-width: 640px) {
      .flow { margin: 2rem 0; }
      .flow-track {
        flex-direction: column;
        row-gap: 1.6rem;
        max-width: 440px;
        margin: 0 auto;
      }
      .flow-step {
        flex: 1 1 auto;
        flex-direction: row;
        text-align: left;
        align-items: flex-start;
        gap: 1rem;
        padding: 0;
      }
      .flow-num { margin-bottom: 0; }
      .flow-step:nth-child(4)::after { display: block; }
      .flow-step:not(:last-child)::after {
        top: 42px;
        bottom: -1.6rem;
        left: 20px;
        right: auto;
        width: 2px;
        height: auto;
        background: linear-gradient(180deg, var(--blue) 0%, rgba(24,95,165,0.25) 100%);
      }
      .flow-text { padding-top: 0.3rem; }
    }