Fee-Only & Conflict-Free
I charge a transparent advisory fee — never a commission, trail, or referral from product manufacturers. This eliminates the single biggest source of bias in financial advice.
Why work with Sheo Narayan?
As a SEBI Registered Investment Adviser and a former technology leader, I bring both regulatory rigour and first-hand professional experience to every client engagement. Your financial interest always comes first.
The Peer-to-Peer Advantage
As a former technology director at global firms and founder of DotNetFunda.com, I understand ESOPs, career transitions, and the financial neglect that busy tech professionals fall into. I apply a software engineer's mindset — logic, scalability, risk management — to your personal portfolio. Plain language, no jargon.
SEBI-Regulated & Transparent
All disclosures, fee structures, investor charter, and grievance channels are publicly available on this website in full compliance with SEBI (Investment Advisers) Regulations, 2013.
Services I offer
Personalised, documented, and aligned with SEBI RIA requirements — so you always know exactly what you get and what it costs.
Financial Planning
A 360° plan for every goal and life stage.
FIRE Planning
A rigorous roadmap to early financial freedom.
Retirement Planning
A corpus that comfortably lasts a lifetime.
Wealth Management
Multi-asset advisory for HNI & Ultra HNI.
Equity & Mutual Funds
Research-driven advisory, direct plans, zero commission.
Financial Wellness Sessions
Financial literacy workshops for corporate teams.
Common questions
Answers to questions investors most often ask before engaging an investment adviser.
What is a SEBI Registered Investment Adviser?
A SEBI RIA is a professional registered with SEBI under the Investment Advisers Regulations, 2013. They are legally required to act in your best interest (fiduciary duty), provide written advice with full disclosures, and cannot earn commissions from financial products. Sheo Narayan is registered as SEBI RIA (INA000022844).
What is a fee-only financial adviser?
A fee-only adviser charges you directly and earns no commission from any financial product. This eliminates conflicts of interest — their only incentive is advice that truly serves you. We earns solely from the transparent advisory fee you pay, nothing else.
How is a SEBI RIA different from a mutual fund distributor?
A distributor earns commission from fund houses every time they sell you a product — their income depends on what you buy. A SEBI RIA is prohibited from any such commission and by law must recommend only what is best for you. We recommend direct plans of mutual funds, which have lower expense ratios and higher long-term returns.
Do I need an adviser if I already invest in mutual funds?
Having investments is not the same as having a financial plan. An adviser maps each investment to a specific goal, reviews your overall asset allocation, optimises for tax, ensures adequate insurance, and plans for retirement. Without a structured plan, even well-performing investments may not reach your goals.
Can I get advisory services from outside Hyderabad?
Yes — IshaVasu provides fee-only advisory services pan India. All consultations are conducted virtually via video or phone. Clients from Hyderabad, Bangalore, Mumbai, Delhi, Pune, Chennai, and other cities are welcome.
What are the advisory fees?
Depends on your plan. All fees are SEBI-regulated, transparent, and agreed in writing before any advice is given. View services & fees →