SEBI Registered Investment Advisor • Individual RIA | Hyderabad
20+ years leading technology teams at global organisations. An active investor since 2016. SEBI-mandated NISM Investment Adviser (Level 1 & 2). And one conviction: the best financial advice comes from someone who has lived the working professional's financial challenges first-hand.
I spent over 20 years in software industry with my last role as Director of Development, where I led large teams delivering high-transaction, mission-critical systems for clients across the USA and India. In parallel, I founded DotNetFunda.com, one of India's most visited Microsoft .NET knowledge platforms and and mentored software professionals across the country.
Like many working professionals in Hyderabad's tech ecosystem, I earned well — but for a long time did not manage my money with the same rigour I applied to building software. When I began investing seriously in 2016, I quickly ran into the same problem most IT professionals face: financial advice shaped by commissions rather than your interests. Opaque products, misaligned incentives, and recommendations that served the distributor's pocket more than your goals.
That experience motivated me to cross over. I cleared the SEBI-mandated Investment Adviser Level 1 & 2 examinations, spent years as an active practitioner navigating the Indian capital markets through multiple cycles, and registered as a SEBI Registered Investment Advisor.
Today I bring together two decades of systems thinking — logic, scalability, risk management — with nearly a decade of hands-on market experience to offer financial advice that is practical, evidence-based, jargon-free, and built entirely around your goals. No commissions. No conflicts. No guesswork.
Certifications
SEBI-mandated Investment Adviser Level 1 & 2
Background highlights
Unlike traditional financial planners, I speak the language of the working professional — because I have been one for over two decades.
Deadlines, ESOPs, annual appraisals, career pivots, relocation packages — I have navigated them all in Hyderabad's tech ecosystem. The financial challenges of a software professional are not abstract to me; they are lived experience.
A software engineer's mindset — logic, modularity, risk management, scalability — translates directly into sound personal finance. I build portfolios the way I built software: evidence-based, structured, and designed to perform over time without constant intervention.
I translate complex SEBI regulations, market volatility, and investment instruments into clear, actionable language you can actually use. If you can understand a system architecture diagram, you can understand your financial plan — when it is explained the right way.
Three principles guide every client engagement, every recommendation, and every conversation.
I charge an advisory fee and nothing else. No trail commissions, no product referrals, no incentives from manufacturers. This is not just a business model — it is a commitment to your interests over mine.
Under SEBI (Investment Advisers) Regulations, 2013, I am legally required to act in your best interest. Every recommendation is documented with its rationale, assessed risk, and suitability for your specific profile.
Financial plans that are hard to understand are hard to follow. The best plan is one you actually stick with — clear, practical, and built to last through market cycles and life changes.
Most financial intermediaries in India — distributors, brokers, agents — earn a commission when you buy a financial product through them. That commission creates an inherent conflict of interest: their advice is shaped, consciously or not, by what earns them the most.
As a fee-only SEBI RIA, I operate entirely outside this system. My income comes solely from you — the client — as a transparent, agreed advisory fee. This means:
Every engagement follows a clear, documented process:
Fraudsters sometimes impersonate SEBI-registered advisors to deceive investors. Protect yourself — always verify any advisor's credentials directly on SEBI's official portals before sharing money or personal information.
You can confirm my SEBI RIA registration (INA000012345) is active and valid at any time on SEBI's official website.
If you suspect impersonation or have a complaint about any financial advisor, reach out to SEBI directly:
My practice is governed by SEBI (Investment Advisers) Regulations, 2013. Full disclosures — including registration details, fee structure, investor charter, and conflict-of-interest policy — are published on this website for every client and prospective client to read.
If you are looking for investment advice that puts your interests first — with no commissions, clear fees, and full regulatory accountability — I would be glad to connect.
There is no obligation in an initial conversation. We can discuss your situation, I can explain my process, and you can decide if this is the right fit for you.