Terms and Conditions
These Terms and Conditions ("T&C") govern the access and use of services offered by Sheo Narayan ("Company" / "Investment Adviser" / "IA"), a SEBI-registered Investment Adviser (Registration No. INA000012345), having its registered office at B, Aparna Serene Park, Gachibowli, Kondapur, Hyderabad, Telangana, India – 500084.
By subscribing to or using our services, you ("Client" / "User") acknowledge that you have read, understood, and agreed to these T&C, along with the Investment Advisory Agreement, Privacy Policy, and applicable SEBI regulations.
1. Regulatory Status
- Sheo Narayan is registered with SEBI as an Individual Investment Adviser under the SEBI (Investment Advisers) Regulations, 2013.
- Registration with SEBI and membership of BSE Administration and Supervision Limited (BASL) do not guarantee performance or returns.
- All services are provided strictly in accordance with SEBI guidelines and Code of Conduct.
2. Nature of Services
- Services provided are non-discretionary and non-binding investment advice.
- The IA does not execute trades or transactions on behalf of clients.
- The IA does not hold client funds or securities.
- The IA does not provide assured or guaranteed returns.
- Advice is based on client's risk profile, financial objectives, and information provided.
3. Subscription & Access
- Services are accessible only while the Client's subscription remains active.
- Subscription fees are as per SEBI's prescribed fee caps:
- Fixed Fee Mode: Maximum ₹1,51,000 per annum per client/family.
- AUA Mode: Maximum 2.5% of Assets Under Advice per annum.
- Clients may request cancellation, subject to pro-rata refund rules under SEBI regulations.
4. Client Responsibilities
- Provide accurate and complete information during onboarding and throughout the engagement.
- Update the IA of any material changes in financial situation, objectives, or risk tolerance.
- Make independent investment decisions; the IA is not responsible for execution.
5. Risk Disclosure
- All investments in securities are subject to market risks, including possible loss of principal.
- Past performance does not indicate or guarantee future results.
- Product-specific risks (Structured Products, PMS, AIFs, Bonds, etc.) are outlined in Annexure: Product-Specific Declarations, which Clients must acknowledge before availing such services.
Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
6. Confidentiality & Data
- Client information will be treated as confidential.
- Data may be shared with regulators, auditors, or third-party service providers only with client consent or as required by law.
7. Conflicts of Interest
- Sheo Narayan may advise multiple clients, and recommendations may differ based on individual client needs.
- The IA maintains strict advisory–distribution segregation; only direct plans/products are recommended.
9. Limitation of Liability
The IA shall not be liable for losses, damages, or claims arising from:
- Market fluctuations or performance of securities.
- Client's execution of advice.
- Failures of third-party systems (brokers, exchanges, etc.).
Liability, if any, shall be limited to the extent of gross negligence, fraud, or wilful misconduct by the IA.
10. Governing Law & Jurisdiction
- These T&C are governed by the laws of India.
- Any disputes shall be subject to arbitration under the Arbitration and Conciliation Act, 1996, seated in New Delhi.
- Subject to arbitration, the courts of Telangana shall have exclusive jurisdiction.
11. Amendments
The IA reserves the right to update or modify these T&C from time to time, in line with SEBI regulations. Updated terms will be published on the website, and continued use of services constitutes acceptance of such updates.
12. Disclaimer
SEBI registration, BSE Enlistment, or NISM certification do not guarantee performance or returns. Clients must read all relevant documents carefully before investing. By using our services, the Client acknowledges the above and accepts full responsibility for investment decisions.