Terms and Conditions

These Terms and Conditions ("T&C") govern the access and use of services offered by IshaVasu (a brand of Sheo Narayan) ("Company" / "Investment Adviser" / "IA", "We", "our", or "us", "I"), a SEBI-registered Investment Adviser (Registration No. INA000022844), having its registered office at B1601, Aparna Serene Park, Gachibowli, Kondapur, Hyderabad, Telangana, India – 500084.

By subscribing to or using our services, accessing this website, you ("Client" / "User") acknowledge that you have read, understood, and agreed to these T&C, along with the Investment Advisory Agreement, Privacy Policy, and applicable SEBI regulations. If you do not agree with these terms, please do not use this website.

1. Regulatory Status

  • Sheo Narayan is registered with SEBI as an Individual Investment Adviser under the SEBI (Investment Advisers) Regulations, 2013.
  • Registration with SEBI and membership of BSE Administration and Supervision Limited (BASL) do not guarantee performance or returns.
  • All services are provided strictly in accordance with SEBI guidelines and Code of Conduct.

2. Nature of Services

  • Services provided are non-discretionary and non-binding investment advice.
  • The IA does not execute trades or transactions on behalf of clients.
  • The IA does not hold client funds or securities.
  • The IA does not provide assured or guaranteed returns.
  • Advice is based on client's risk profile, financial objectives, and information provided.

3. Subscription & Access

  • Services are accessible only while the Client's subscription remains active.
  • Subscription fees are as per SEBI's prescribed fee caps and mode:
    • Fixed Fee Mode
    • AUA Mode
  • Clients may request cancellation, subject to pro-rata refund rules under SEBI regulations.

4. Client Responsibilities

  • Provide accurate and complete information during onboarding and throughout the engagement.
  • Update the IA of any material changes in financial situation, objectives, or risk tolerance.
  • Make independent investment decisions; the IA is not responsible for execution.

5. Risk Disclosure

  • All investments in securities are subject to market risks, including possible loss of principal.
  • Past performance does not indicate or guarantee future results.
  • Product-specific risks (Structured Products, PMS, AIFs, Bonds, etc.) are outlined in Annexure: Product-Specific Declarations, which Clients must acknowledge before availing such services.
Investment in securities market are subject to market risks. Read all the related documents carefully before investing.

6. Confidentiality & Data

  • Client information will be treated as confidential.
  • Data may be shared with regulators, auditors, or third-party service providers only with client consent or as required by law.
  • Please read our Privacy Policy for more details.

7. Conflicts of Interest

  • We may advise multiple clients, and recommendations may differ based on individual client needs.
  • The IA maintains strict advisory–distribution segregation; only direct plans/products are recommended.

8. Grievance Redressal

  • Clients may raise complaints via connect [at] ishavasu [dot] com or +91 768 088 9888.
  • Complaints will be acknowledged within 7 working days and resolved within 21 days.
  • For more, please read grievance redressal details.
Designation Contact Person Email Phone Working Hours
Grievance Officer Sheo Narayan connect [at] ishavasu [dot] com +91 768 088 9888 Mon to Fri – 10:00 AM to 6:00 PM

9. Limitation of Liability

To the fullest extent permitted under applicable law, we shall not be liable for any direct, indirect, incidental, consequential, or special loss or damage arising from:

  • Market fluctuations or performance of securities.
  • Client's execution of advice.
  • Failures of third-party systems (brokers, exchanges, etc.).
  • use of this website;
  • reliance on website content;
  • website interruptions;
  • technical errors;
  • third-party links;
  • unauthorised access to the website.
We do not guarantee that all information provided here will remain complete, accurate, or up to date. Visitors should independently verify information before acting upon it.

Liability, if any, shall be limited to the extent of gross negligence, fraud, or wilful misconduct by the IA.

10. Governing Law & Jurisdiction

  • These Terms of Use shall be governed by and interpreted in accordance with the laws of India.
  • Any disputes arising from the use of this website shall be subject to the jurisdiction of the competent courts where applicable under Indian law.
  • Any disputes shall be subject to arbitration under the Arbitration and Conciliation Act, 1996, seated in Hyderabad.
  • Subject to arbitration, the courts of Telangana shall have exclusive jurisdiction.

11. Website Availability

We endeavour to keep this website available at all times.

However, we do not guarantee uninterrupted or error-free access.

We may suspend, modify, or discontinue any part of the website without prior notice.

12. Third-Party Links

This website may contain links to third-party websites for the convenience of visitors.

We do not control or endorse the content, products, services, or privacy practices of third-party websites and are not responsible for them.

Access to third-party websites is entirely at your own risk.

13. Intellectual Property

Unless otherwise stated, all content on this website, including:

  • articles;
  • graphics;
  • infographics;
  • logos;
  • designs;
  • text;
  • documents;
  • downloadable materials;
  • website layout;
is the intellectual property of IshaVasu (Sheo Narayan) and is protected under applicable copyright and intellectual property laws.

You may view or download materials for personal, non-commercial use only.

No content may be copied, reproduced, modified, distributed, published, or commercially exploited without prior written permission.

14. No Client Relationship

Your use of this website, including:

  • reading articles;
  • downloading documents;
  • submitting enquiries;
  • sending emails;
  • contacting us through forms or social media,
does not create an Investment Adviser–Client relationship.

An advisory relationship is established only after the completion of the required onboarding process and execution of the applicable agreement.

15. No Investment Advice

The information available on this website does not constitute:

  • investment advice;
  • financial advice;
  • tax advice;
  • legal advice;
  • research recommendation;
  • solicitation to buy or sell any security or investment product.
Nothing on this website should be relied upon as a substitute for personalised investment advice.

Investment advice is provided only after completion of the applicable regulatory requirements, including client onboarding, KYC, risk profiling, suitability assessment, execution of the investment advisory agreement, and other applicable requirements under SEBI regulations.

16. Amendments

We reserve the right to update or modify these Terms of Use and add / modify / update / delete content of the website at any time. Updated content and terms will be published on the website, and continued use of website/services constitutes acceptance of such updates.

17. Disclaimer

SEBI registration, BSE Enlistment, or NISM certification do not guarantee performance or returns. Clients must read all relevant documents carefully before investing. By using our services, the Client acknowledges the above and accepts full responsibility for investment decisions.