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Direct vs Regular Mutual Fund Calculator

Regular plans look identical to direct plans — but they quietly pay a commission to distributors every year. See exactly what that costs you over 10, 20, or 30 years.

Direct vs Regular Fund Details

Direct plan return (before expense)
Typical regular vs direct gap: 0.7–1.5%

Direct vs Regular Fund Comparison

Direct Plan
No distributor commission
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Regular Plan
Includes distributor trail
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Extra Wealth with Direct Plan
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Invest in direct plans with SEBI RIA guidance

A SEBI Registered Investment Adviser is paid by you, not by commissions — so you always get unbiased advice and the full benefit of direct plan returns.

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Disclaimer: This calculator provides estimates for informational purposes only. The expense ratio difference between direct and regular plans varies by fund and category. Actual gaps may be higher or lower than assumed. Investments are subject to market risk. Past performance is not indicative of future returns. No guarantee or assurance of returns is implied. This is not personalised investment advice. Please consult a SEBI Registered Investment Adviser (Registration No. INA000012345) before investing.

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