Protection Planning

Insurance Needs Calculator

Find out exactly how much life insurance cover your family needs — calculated, not guessed.

Enter Your Details

Family Income & Protection Need
Your total annual earnings (pre-tax)
Total family monthly living expenses
Years your family needs income support
Outstanding Liabilities
Current principal balance on home loan
Car loan, personal loan, credit cards
Existing Protection & Savings
Sum Assured from all active life policies
MFs, FDs, stocks family can liquidate

Your Insurance Need Analysis

Need help choosing the right term cover?

A fee-only advisor guides you to the best protection plan — with no commissions, no product push, and no conflict of interest.

Schedule a Discovery Call

Disclaimer: This calculator provides illustrative estimates using the income replacement method. Results are indicative and may vary with actual inflation, returns, and individual circumstances. This is not financial or insurance advice. Please consult a SEBI Registered Investment Adviser before making insurance decisions.

← All calculators