Free Tool

Lump Sum vs SIP Calculator

Got a windfall? Wondering whether to invest it all at once or spread it as monthly SIPs? See the numbers — and understand the real trade-off.

Investment Details

Same total invested for both scenarios

Lump Sum vs SIP Comparison

Lump Sum
Invest all at once
Monthly SIP
Difference

The right approach depends on your situation

Market levels, your risk tolerance, and whether this is existing savings or new income all affect the ideal strategy. Let's find yours.

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Disclaimer: This calculator provides estimates for informational purposes only. Lump sum calculations assume the full amount is invested at the start. SIP calculations assume end-of-month investments. Actual returns depend on market timing. Investments are subject to market risk. Past performance is not indicative of future returns. No guarantee or assurance of returns is implied. This is not personalised investment advice. Please consult a SEBI Registered Investment Adviser (Registration No. INA000012345) before investing.

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