Retirement Calculator | Financial Tools

Your retirement details

Current Age Your age today

Retirement Age Age you want to retire

Life Expectancy Plan to live till age…

Current Monthly Expenses (₹) Your household spending today

Inflation Rate (% p.a.) India avg ~5–7%

Pre-retirement Investment Return (% p.a.) Expected return while accumulating

Post-retirement Corpus Return (% p.a.) Conservative: debt-heavy portfolio

Existing Retirement Savings (₹) EPF + PPF + NPS + other (0 if none)

Your retirement plan

Monthly Expenses at Retirement

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Required Corpus

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Additional Corpus Needed

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Monthly Savings Needed

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Accumulation phase Retirement phase

Interpretation: The required corpus is the lump-sum needed on your retirement date to fund inflation-adjusted monthly withdrawals for your entire retirement. Existing savings (future value at retirement) are already deducted.

Your retirement number is just the beginning

Reaching your corpus requires the right asset allocation, tax efficiency, and annual rebalancing — all customised to your situation. Let's build a retirement plan that gives you true financial independence.

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Disclaimer: This calculator uses simplified assumptions including constant returns and inflation rates. Actual retirement needs will depend on lifestyle, healthcare costs, tax rules, and market conditions. Past performance is not indicative of future returns. All investments are subject to market risk. This is for illustrative purposes only and does not constitute investment advice. Please consult a SEBI Registered Investment Adviser (Registration No. INA000012345) for a personalised retirement plan. SEBI registration does not guarantee investment returns.

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