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PPF & EPF Calculator

See exactly how your Public Provident Fund or Employee Provident Fund grows with annual compounding — and whether it's enough for your retirement.

PPF / EPF Details

PPF max ₹1.5L/year
PPF: 7.1% | EPF: 8.25% (FY2024-25)
PPF min 15 years; EPF till retirement

PPF Maturity Value

Total Invested (You)
Interest Earned
Interest / Returns
Maturity Value

Corpus growth year by year

Invested Interest

PPF and EPF are a foundation, not a full retirement plan

Government-backed savings provide safety, but their returns rarely beat inflation after tax over long periods. A complete retirement plan needs equity exposure too.

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Disclaimer: This calculator provides estimates for informational purposes only. PPF and EPF interest rates are subject to periodic government revision. This calculator uses current announced rates. Actual maturity values may differ. Investments are subject to market risk. Past performance is not indicative of future returns. No guarantee or assurance of returns is implied. This is not personalised investment advice. Please consult a SEBI Registered Investment Adviser (Registration No. INA000012345) before investing.

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