Loan Planning

EMI Calculator with Prepayment Benefit

Small annual prepayments on your home loan can save you lakhs in interest and cut years off your tenure. See the numbers for yourself.

Loan Details

Total loan principal borrowed
Current lending rate from your bank
Original loan repayment period
Extra principal you pay each year
Which year you begin prepayments

Your Loan Analysis

Want a smarter debt repayment strategy?

A fee-only advisor helps you decide whether to prepay your loan or invest — whichever gives you better financial outcomes.

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Disclaimer: EMI and interest calculations are illustrative. Actual figures depend on your loan agreement, disbursement date, and bank policies. This is not financial advice. Please consult a SEBI Registered Investment Adviser for personalised guidance.

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